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Estates and trusts
We can help clients protect and provide for those they care for, by managing the legal, accounting, taxation and investment side of wealth protection and accumulation. Careful estate planning and using trusts smartly can protect an individual’s wealth, as well as benefit their family’s future.

Financial accounts
We help clients achieve peace of mind through taking control of their finances. Our services are tailored to each client’s circumstances and goals and cover areas such as managing investments or providing advice regarding a business, retirement or trusts.

Business health checks
Business health checks are vital to identifying how our clients can improve their business and increase profitability. We analyse key business areas, including clients, structure and external profile to help clients take control and plan strategically for the future.

Corporate compliance
We can take the worry out of your business’s compliance by assessing your business’s needs, advising owners in regards to complying with ASIC regulations, and providing the relevant documentation and information required to remain compliant with regulations.

Franchise and business services
Our franchise and business services are customised for growth. We can help clients determine their expansion objectives, market opportunities and the financial feasibility of building a franchise network together.

Business advisory services
We work with clients to identify growth pathways for their business, ways to maximise profits and determine strategic objectives to work towards.

Succession planning
The health and longevity of a business depend on early succession planning. We understand that succession planning is an ongoing process, and can help owners make informed decisions so their business will endure beyond a leadership transition.

Buying and selling a business
Buying and selling a business is quite different from buying and selling other assets like a residential home or investment property. By helping clients through the transaction process, we can help clients minimise risk by making sure all necessary factors are taken into consideration.

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latest news

Getting to know your credit score

Posted on September 17, 2019 by admin

Your credit score is an important number in your life as it can affect many financial aspects of your life. The three-digit number is a representation of your credit history, based on an analysis of your credit file, that helps a lender determine your credit worthiness. When an individual applies for a loan, such as a mortgage or car loan, the provider will use a credit score to help them decide whether to lend the money, the amount to lend and the interest rate.

An individual’s credit score is calculated by credit reporting agencies who collect financial and personal information and document it on a credit report. The information is then used to calculate your credit score. Areas agencies assess are;

A credit score is rated on a five-point scale with the position of your credit score on the scale helping lenders work out how risky it is for them to lend to you. The scale goes excellent, very good, good, average and below average.

To prevent a negative credit score, individuals should try to spread applications over a larger amount of time; lower credit card limits; ensure their credit card is paid in full each month; and pay their rent, utilities and other loans on time.

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